My daughter Mac is learning to drive, and it's been a humbling reminder of how much expertise hides inside something that feels automatic. I don't consciously think about mirror checks, blind spots, merging, or reading the car two ahead anymore — but she has to learn every one of those deliberately, one at a time, until they click and she's genuinely comfortable behind the wheel. That's the same job I do for executives in the wild world of employee benefits: from the outside the terrain looks routine, but there's an enormous amount to weigh — cost, compliance, plan design, and people — and my role is to ride along, point out what actually matters, and get them confident enough to drive it themselves.